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Investment Funds
Home >> Glossary > Thursday, February 09, 2012  


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Balance of Payments

Balance sheet

Bankrupt

Bear Market

Beta

Bilateral currency

Blue chip

Board of Governors

Bond

Bonds and Obligations of the State.

Bottom Up Research

Broker

Buba

Bull Market

Balance of Payments. An accounting record of all transactions made by a country over a certain time period, comparing the amount of foreign currency taken in to the amount of domestic currency paid out.

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Balance sheet. A quantitative summary of a company's financial condition at a specific point in time, including assets, liabilities and net worth. The first part of a balance sheet shows all the productive assets a company owns, and the second part shows all the financing methods (such as liabilities and shareholders' equity).

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Bankrupt. A proceeding in a federal court in which an insolvent debtor's assets are liquidated and the debtor is relieved of further liability. Chapter 7 of the Bankruptcy Reform Act deals with liquidation, while Chapter 11 deals with reorganization.

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Bear Market. A prolonged period in which investment prices fall, accompanied by widespread pessimism. Bear markets usually occur when the economy is in a recession and unemployment is high, or when inflation is rising quickly.

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Beta. A quantitative measure of the volatility of a given stock, mutual fund, or portfolio, relative to the overall market, usually the S&P 500. Specifically, the performance the stock, fund or portfolio has experienced in the last 5 years as the S&P moved 1% up or down. A beta above 1 is more volatile than the overall market, while a beta below 1 is less volatile.

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Bilateral currency. Currency used for the settlement of trades of countries that have subscribed to bilateral treaties.

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Blue chip. A descriptive term usually applied to high-grade equity securities. Some examples of blue chip stocks: International Business Machines, General Electric and DuPont.

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Board of Governors. It is the highest organ within the CNBV.

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Bond. A long-term debt security issued by corporations and governments offering fixed interest payments periodically for a period of more than one year. Bonds do not represent ownership; rather an investor who buys a bond is actually lending money to the issuer, to help finance current operations and new acquisitions of property, plant or equipment.

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Bonds and Obligations of the State. Bonds and Obligations of the State. These are different to treasury letters in that they are issued over terms of 3, 5, 10 and 15 years, with a nominal value of 10 000 points and annual interest payments. Bonds are medium term while the obligations are long term.

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Bottom Up Research. An investment strategy in which companies are considered based simply on their own merit, without regard for the sectors they are part of or the current economic conditions. A person following this strategy will be looking very closely at the company's management, history, business model, growth prospects and other company characteristics: he or she will not be considering general industry and economic trends and then extrapolating them to the specific company.

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Broker. An individual or firm, which acts as an intermediary between a buyer and seller, usually charging a commission. For securities and most other products, a license is required.

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Buba. Colloquial term to denominate the Central Bank of Germany or the German Bundesbank.

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Bull Market A prolonged period in which investment prices rise faster than their historical average. Bull markets can happen as a result of an economic recovery, an economic boom, or investor psychology.

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