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Home >> Actinver > Services > Retirement Plans > Friday, August 01, 2014  

Retirement Plans






Plan your Retirement

Personal Retirement Plan (176)

Special Savings Account (218)


 

  Personal Retirement Plan (176)

Based on article 176 of the Income Tax Law, a personal deduction is established in the year in which tax is paid, in the form of a determined amount, converting this benefit into a tax planning tool and a means of savings for retirement.

What do I need to do?

  • Determine your taxable base over which the annual calculated tax rate would be calculated and consider the amount that you will be able to deposit in your Actinver Personal Retirement Plan (up to 10% of your accumulated income for the year that cannot exceed five times the minimum salary of your area). Return to apply the rate and calculate the saving on the new tax base after the DEDUCTION of your contribution.

  • Contact your Actinver adviser for the opening of your Personal Retirement Plan and make your deposit. The capital will be distributed in a conservative portfolio that is exempt from Income Tax and according to the needs and objectives of the plan, with attractive returns over the long term.

  • Receive monthly advice from your adviser in addition to a tax confirmation that will be annexed to your annual declaration.

  • On your 65th birthday, or in the case of incapacity, you will have income from your pension that will allow you to enjoy the same standard of life and without having to worry about your retirement.

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MORE INFORMATION

Use the Personal Retirement Plan (176) Calculator.

  Special Savings Account (218)

Based on article 218 of the Income Tax Law, this law offers a tax incentive to savers with the effect of reducing your taxable base in the year in which taxes are paid, applying a lower rate in your annual declaration and converting this benefit into a tax planning tool.

What do I need to do?

  • Determine you annual tax calculation and then get hold of an Actinver adviser to open the contracts for this tax incentive plan.

  • Make the required deposit in the account and defer the amount deposited from your taxable base in your annual declaration.

  • Receive monthly advice from your adviser who will distribute your capital in a conservative portfolio in accordance with the objectives and needs of the plan with attractive returns in the long term.

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MORE INFORMATION

Use the Special Savings Account (218) Calculator.