• The savings corporations are systems of voluntary savings between the workers and some company.

• Consists of the voluntary contribution of the employee, without the company to have the commitment of some contribution..

• Needs to have a committee.

• There need to be rules and regulations.

• The advantage of a savings corporation is that it is a more economical means of financing when compared to more traditional products (such as bank loans etc)..

• Interest is fixed in accordance with the participants of the savings corporation.

• There is no cost to the client.

• Frees the company of excessive administrative work.

• It allows the operation of the savings to be administered by a third party.

• It allows access to the best investment products, tax exempt.

• The participant clearly understands how is saving is shaping up.

• The employee is able to consult the statement of his account by means of Actinver's website.

• Copy of the Memorandum and Articles of Associationalso (known in Mexico as Acta Constitutiva ).

• Copy of the Company taxpayer number.

• Copy of confirmation of the address of the company.

• Rules or statutes (form in which the fund or the savings corporation will be managed).

• Copy of the identification of the people that will form part of the committee.

• Copy of the official identification of the legal representative.

Note: After the savings fund has been duly constituted, the documents of the company need to be substituted for those of the fund.